Rights of a debtor

Rights of a Debtor

As a debtor you have rights. A creditor may not use threatening, profane, intimidating or coercive language. They may not threaten to publish your failure to pay. This is harassment and harassment is not ok! A creditor is only allowed to contact you Monday to Saturday between 7am and 9pm, on Sunday’s between 1pm and 5pm and never on a statutory holiday.


A Vancouver Licensed Insolvency Trustee can help you deal with your creditors. Please contact our office for a free initial consultation.


If you are being harassed by a creditor you may file a complaint through the Financial Consumer Agency of Canada


To read the Business Practices And Consumer Protection Act, visit: 

http://www.bclaws.ca/EPLibraries/bclaws_new/document/ID/freeside/04002_09

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